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Three-Domain Secure (3DS or 3-D Secure) is a protocol that allows consumers to authenticate themselves with the issuer of their payment card when they wish to undertake a non-contact transaction, such as purchasing over the internet. It is another layer of security to protect agaist unauthorized transactions in an e-commerce environment.
This standard is being mandated by the payment industry in order to reduce fraud.
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| filename | NDC 3DS workflow.png |
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For payment in a servicing flow the OrderChange message would replace the OrderCreate message in the above diagram.
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