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Status Reason

Description

01

Card authentication failed

02

Unknown Device

03

Unsupported Device

04

Exceeds authentication frequency limit

05

Expired card

06

Invalid card number

07

Invalid transaction

08

No Card record

09

Security failure

10

Stolen card

11

Suspected fraud

12

Transaction not permitted to cardholder

13

Cardholder not enrolled in service

14

Transaction timed out at the ACS

15

Low confidence

16

Medium confidence

17

High confidence

18

Very High confidence

19

Exceeds ACS maximum challenges

20

Non-Payment transaction not supported

21

3RI transaction not supported

22

ACS technical issue

23

Decoupled Authentication required by ACS but not requested by 3DS Requestor

24

3DS Requestor Decoupled Max Expiry Time exceeded

25

Decoupled Authentication was provided insufficient time to authenticate cardholder. ACS will not make attempt

26

Authentication attempted but not performed by the cardholder

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