Forms of Payment Metadata

 

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NAME

DESCRIPTION

FORMAT

ALLOWED/POSSIBLE VALUES

NDC SERVICES

<Metadata / Other / OtherMetadata / PaymentFormMetadatas>

PaymentFormMetadata

Attribute

refs

Reference from<PaymentCard ObjectKey>

Alphanumeric

Any

OfferPriceRS

PaymentFormMetadata

Attribute

MetadataKey

 

For 3DS info, this key is mandatory and can be filled in with any value:

“KEY_3DS”

For installments payment info, this key needs to match with installments reference in PaymentCard Refs:

“KEY_QUOTAS”

Alphanumeric

Any

OfferPriceRS

OrderCreate & OrderChange for payment in installments

For all payments made by Credit Card.

“KEY_AUTHORIZATION_CODE_1”

Alphanumeric

Any

OrderCreate & OrderChange - Payment

PaymentFormMetadata / Text

 

Installments payment info.

Number of installments and interest rate applied by card issuer.

Examples:

<Text>installments/1/0.00</Text>

<Text>installments/3/1.23</Text>

<Text>installments/9/variable</Text>

Alphanumeric

installments/n/X.XX

where n=number of installments.

where X.XX=interests rate in %

Valid example: installments/3/0.00

OfferPriceRS

OrderCreate & OrderChange for payment in installments

Authorization code payment info.

Example:

<Text>Authorization/2XS56F</Text>

Alphanumeric

Any

OrderCreate & OrderChange - Payment

PaymentFormMetadata / AugmentationPoint / AugPoint

Attribute

Owner

Airline code associated to 3DS Payment, in this case IB.

Alphabetical

IB

OrderCreate & OrderChange - Payment

PaymentFormMetadata / AugmentationPoint / AugPoint / Backport_IberiaSecurePayment

Reference to IATA 3DS new schema info xsd for Secure Payment.

Alphanumeric

3-D Secure Payment

OrderCreate & OrderChange - Payment

PaymentFormMetadata / AugmentationPoint / AugPoint / Backport_IberiaSecurePayment

Reference to IATA 3DS new schema info for Secure Payment.

Alphanumeric

3-D Secure Payment

OrderCreate & OrderChange - Payment

Mandatory if 'AugPoint ' tag is indicated

PaymentFormMetadata / AugmentationPoint / AugPoint / Backport_IberiaSecurePayment

Reference to IATA 3DS new schema info for Secure Payment.

Alphanumeric

3-D Secure Payment

OrderCreate & OrderChange - Payment

Mandatory if 'AugPoint ' tag is indicated

PaymentFormMetadata / AugmentationPoint / AugPoint / Backport_IberiaSecurePayment / PaymentCardSecureInfo

This Attribute is used to reference the applicable PaymentCard in the Payments section of this message.

Alphanumeric

Any

OrderCreate & OrderChange - Payment

PaymentFormMetadata / AugmentationPoint / AugPoint / Backport_IberiaSecurePayment / PaymentCardSecureInfo / PaymentFunctions / PaymentMethodCriteria / PaymentCardCriteria / SecurePayerAuthenticationVersion / CardEnrollmentVersionText

The version of 3D-Secure for which the card is enrolled.

Alphanumeric

This field must contain the specific 3DS version used for authentication:

  • 1.0.2

  • 2.1.0

  • 2.2.0

OrderCreate & OrderChange - Payment

NDC Mandatory

PaymentFormMetadata / AugmentationPoint / AugPoint / Backport_IberiaSecurePayment / PaymentCardSecureInfo / PaymentFunctions / PaymentMethodCriteria / PaymentCardCriteria / SecurePayerAuthenticationVersion / SupportedVersionText

Version of 3D-Secure supported. This tag is mandatory for schema.

 

Alphanumeric

This field must contain the specific 3DS version used for authentication:

  • 1.0.2

  • 2.1.0

  • 2.2.0

OrderCreate & OrderChange - Payment

Mandatory if 'PaymentCardSecureInfo' tag is indicated

PaymentFormMetadata / AugmentationPoint / AugPoint / Backport_IberiaSecurePayment / PaymentCardSecureInfo / PaymentFunctions / PaymentProcessingDetails / PaymentMethod / PaymentCard / SecurePaymentVersion1 / PayerAuthenticationResponseText

Contains the indicators and fields that convey the result of the 3D Secure authentication transaction. Applicable for 3D Secure Version 1.x.x This tag is NDC mandatory for version 1.x.x and if is not included, an error will be returned.

This field is the authentication response for the 3-D Secure transaction. It is used to determine whether or not the customer has been authenticated by the card issuer. It must be included in the final authorization request. Example: eJzVWFmzosgSfudXdPQ8Gt1sbkzYRhQ7KCjI/sYOsimgoL/+lp7Tp5c5t2d67tMw8yv/WqiluJXS8WyyVFEQT28qz

Alphanumeric

Any

OrderCreate & OrderChange - Payment

NDC Mandatory for 3DS version 1.x.x

PaymentFormMetadata / AugmentationPoint / AugPoint / Backport_IberiaSecurePayment / PaymentCardSecureInfo / PaymentFunctions / PaymentProcessingDetails / PaymentMethod / PaymentCard / SecurePaymentVersion2 / AuthenticationMerchantName

Contains all information for the result of 3D-Secure authentication process. Applicable for 3D Secure Version 2.x.x

This field is related to name of the merchant assigned by the Acquirer or Payment System.

Alphanumeric

Maximum → 40 characters

Any

OrderCreate & OrderChange - Payment

PaymentFormMetadata / AugmentationPoint / AugPoint / Backport_IberiaSecurePayment / PaymentCardSecureInfo / PaymentFunctions / PaymentProcessingDetails / PaymentMethod / PaymentCard / SecurePaymentVersion2 / AuthenticationValue

Contains all information for the result of 3D-Secure authentication process. Applicable for 3D Secure Version 2.x.x

This field is related to 3DS authentication value returned. It is a cryptographic value generated by the ACS to provide a way, during authorisation processing, for the authorisation system to validate the integrity of the authentication result. The AV algorithm is defined by each Payment System.

Alphanumeric

Maximum → 28 characters

Any

OrderCreate & OrderChange - Payment

PaymentFormMetadata / AugmentationPoint / AugPoint / Backport_IberiaSecurePayment / PaymentCardSecureInfo / PaymentFunctions / PaymentProcessingDetails / PaymentMethod / PaymentCard / SecurePaymentVersion2 / DirectoryServerTrxID

Contains all information for the result of 3D-Secure authentication process. Applicable for 3D Secure Version 2.x.x

This field is related to DS (Directory Server) transaction ID returned. Universally unique transaction identifier assigned by the Directory Server (DS) to identify a single transaction.

Alphanumeric

Maximum → 36 characters

Any

OrderCreate & OrderChange - Payment

PaymentFormMetadata / AugmentationPoint / AugPoint / Backport_IberiaSecurePayment / PaymentCardSecureInfo / PaymentFunctions / PaymentProcessingDetails / PaymentMethod / PaymentCard / SecurePaymentVersion2 / ElectronicCommerceInd

Contains all information for the result of 3D-Secure authentication process. Applicable for 3D Secure Version 2.x.x

This field is related to 3DS ECI (electronic commerce indicator). Payment System-specific value provided by the ACS or DS to indicate the results of the attempt to authenticate the Cardholder.

This tag is NDC mandatory for version 2.x.x and if is not included, an error will be returned.

Some ECI values and the meaning of this is the following:

  • 01 → Authentication could not be completed but a proof of authentication attempt was provided SLI = 1 → MasterCard

  • 02 → Cardholder was successfully authenticated (SLI = 2) → MasterCard

  • 05 → This value means that the cardholder was authenticated by the issuer by verifying the cardholder’s password or identity information. The value is returned by the ACS in the Payer Authentication Response message when the cardholder successfully passed 3-D Secure payment authentication → Visa

  • 06 → This value means that the merchant attempted to authenticate the cardholder, but either the cardholder or issuer was not participating. The value should be returned by the ACS in the Authentication Response message for an Attempt Response. Additionally, merchants may use an ECI 6 in the authorization request when a Verify Enrollment of N is received from the Visa Directory Server → Visa

  • 07 → This value is set by the merchant when the payment transaction was conducted over a secure channel (for example, SSL/TLS), but payment authentication was not performed, or when the issuer responded that authentication could not be performed. An ECI 7 applies when either the Verify Enrollment or the Payer Authentication Response contains a U for Unable to Authenticate → Visa

Numeric

Two characters

Any

OrderCreate & OrderChange - Payment

NDC Mandatory for 3DS version 2.x.x

PaymentFormMetadata / AugmentationPoint / AugPoint / Backport_IberiaSecurePayment / PaymentCardSecureInfo / PaymentFunctions / PaymentProcessingDetails / PaymentMethod / PaymentCard / SecurePaymentVersion2 / ProgramProtocolText

Contains all information for the result of 3D-Secure authentication process. Applicable for 3D Secure Version 2.x.x

This field is related to Program Protocol.

Alphanumeric

Any

OrderCreate & OrderChange - Payment

PaymentFormMetadata / AugmentationPoint / AugPoint / Backport_IberiaSecurePayment / PaymentCardSecureInfo / PaymentFunctions / PaymentProcessingDetails / PaymentMethod / PaymentCard / SecurePaymentVersion2 / TrxStatusReasonText

Contains all information for the result of 3D-Secure authentication process. Applicable for 3D Secure Version 2.x.x

This field provides information on why the Transaction Status field has the specified value

Alphanumeric

Two characters

Any

OrderCreate & OrderChange - Payment

PaymentFormMetadata / AugmentationPoint / AugPoint / Backport_IberiaSecurePayment / PaymentCardSecureInfo / PaymentFunctions / PaymentProcessingDetails / PaymentMethod / PaymentCard / SecurePaymentVersion2 / TrxStatusText

Contains all information for the result of 3D-Secure authentication process. Applicable for 3D Secure Version 2.x.x

This field indicates whether a transaction qualifies as an authenticated transaction or account verification.

Alphabetic

One character

Any

OrderCreate & OrderChange - Payment

PaymentFormMetadata / AugmentationPoint / AugPoint / Backport_IberiaSecurePayment / PaymentCardSecureInfo / PaymentFunctions / PaymentProcessingDetails / PaymentMethod / PaymentCard / SecureProgram / EnrollmentStatusText

Contains all information for the result of 3D-Secure authentication process. Applicable for 3DS.

3D Secure Program Enrollment Status. Examples → CardNotEnrolled, CardEnrolled, CardMayBeEnrolled, Unknown

Alphabetic

Any

OrderCreate & OrderChange - Payment

PaymentFormMetadata / AugmentationPoint / AugPoint / Backport_IberiaSecurePayment / PaymentCardSecureInfo / PaymentFunctions / PaymentProcessingDetails / PaymentMethod / PaymentCard / SecureProgram / SecurePaymentProgramName

Contains all information for the result of 3D-Secure authentication process. Applicable for 3DS.

Name of the secure payment program. Example → Verified by Visa.

Alphanumeric

Any

OrderCreate & OrderChange - Payment

PaymentFormMetadata / AugmentationPoint / AugPoint / Backport_IberiaSecurePayment / PaymentCardSecureInfo / PaymentFunctions / PaymentProcessingDetails / PaymentMethod / PaymentCard / SellerOwnCardInd

Contains all information for the result of 3D-Secure authentication process. Applicable for 3DS.

When TRUE, indicates the seller is using their own card. If FALSE, customer card is being used.

Boolean

true/false

OrderCreate & OrderChange - Payment

Forms of Payment Metadata example

<Payments> <Payment> <Type>CC</Type> <Method> <PaymentCard refs="PayMeta1 PayMeta2 PayMeta3 PayMeta4 PayMeta5 PayMeta6 PayMeta7 PayMeta8 PayMeta9 PayMeta10" ObjectKey="PaymentCard1"> <CardType>VI</CardType> </PaymentCard> </Method> <Amount>0</Amount> </Payment> <Payment> <Type>CC</Type> <Method> <PaymentCard refs="PayMeta11 PayMeta12 PayMeta13 PayMeta14 PayMeta15 PayMeta16 PayMeta17 PayMeta18 PayMeta19 PayMeta20" ObjectKey="PaymentCard2"> <CardType>AX</CardType> </PaymentCard> </Method> <Amount>0</Amount> </Payment> <Payment> <Type>CC</Type> <Method> <PaymentCard refs="PayMeta21 PayMeta22 PayMeta23 PayMeta24 PayMeta25 PayMeta26 PayMeta27 PayMeta28 PayMeta29 PayMeta30" ObjectKey="PaymentCard3"> <CardType>EL</CardType> </PaymentCard> </Method> <Amount>0</Amount> </Payment> <Payment> <Type>CC</Type> <Method> <PaymentCard refs="PayMeta31 PayMeta32 PayMeta33 PayMeta34 PayMeta35 PayMeta36 PayMeta37 PayMeta38 PayMeta39 PayMeta40" ObjectKey="PaymentCard4"> <CardType>TP</CardType> </PaymentCard> </Method> <Amount>0</Amount> </Payment> <Payment> <Type>CC</Type> <Method> <PaymentCard refs="PayMeta41 PayMeta42 PayMeta43 PayMeta44 PayMeta45 PayMeta46 PayMeta47 PayMeta48 PayMeta49 PayMeta50" ObjectKey="PaymentCard5"> <CardType>CA</CardType> </PaymentCard> </Method> <Amount>0</Amount> </Payment> <Payment> <Type>MS</Type> <Method> <Voucher/> </Method> <Amount>0</Amount> </Payment> </Payments> ... <OtherMetadata> <PaymentFormMetadatas> <PaymentFormMetadata refs="PaymentCard1" MetadataKey="PayMeta1"> <Text>installments/1/0.00</Text> </PaymentFormMetadata> <PaymentFormMetadata refs="PaymentCard1" MetadataKey="PayMeta2"> <Text>installments/2/0.00</Text> </PaymentFormMetadata> <PaymentFormMetadata refs="PaymentCard1" MetadataKey="PayMeta3"> <Text>installments/3/0.00</Text> </PaymentFormMetadata> <PaymentFormMetadata refs="PaymentCard1" MetadataKey="PayMeta4"> <Text>installments/4/0.00</Text> </PaymentFormMetadata> <...> </PaymentFormMetadatas> </OtherMetadata>

 

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